There are a number of key factors to consider before deciding whether you need the professional help of an attorney to assist you in combating debt collection harassment. Many people, however, are unaware of how much help a debt harassment attorney can be in stopping harassing phone calls. An experienced debt harassment attorney is able to provide many services to help you end your harassment, and enlisting the support of a dedicated attorney is often your best option when dealing with the constant hounding of debt collectors and creditors.
One of the greatest benefits of hiring a debt collection harassment attorney is the simple fact that you will have an additional person looking out for your best interests. The majority of debt consolidators and creditors may seem to work with you to try and help with your payments, but their end game is what is going to be the best for their company. A lawyer will work for you and will have your best interests at heart. Not only will they have a professional obligation to you, but they will be required by law to do their job to the best of their ability and are not legally allowed to take on any contracts that are a conflict of interest.
There are several other benefits to employing a debt harassment attorney. The most helpful of them will be that you will no longer receive harassing phone calls in regards to your debt. The attorney may contact all of your debt collectors and creditors and inform them that you now have representation and that all future contact will need to be made through them. They may also send a “cease and desist” letter to all of your creditors and bill collectors informing them that they are no longer permitted to contact you. This is made possible due to the Federal Fair Debt Collection Practices Act.
Credit card companies and debt collectors understand the experience and knowledge that debt harassment attorneys possess, and do try to take advantage in such a way that they would when dealing with debtors or alleged debtors directly. They are well aware that your lawyer knows and understands the laws and will work diligently within the law to achieve the best settlement for you along with manageable repayment terms.
Your debt harassment attorney will be responsible for not only negotiating your settlement, but will also be responsible for preparing any legal paperwork and assuring that your settlement is legally recognized, and the company will be unable to come back to you for more money at a later date.
Your attorney will make sure that all legal practices are handled, including any court representation and advice. Your lawyer will work to the best of their ability to wipe out your debt and help repair your credit as quickly and efficiently as possible. So, when and if debt collectors are making your life a nightmare, give Hoag Law Firm a call and let a professional debt collection attorney take care of your troubles.