T-Bone Car Accident Attorney in St. Petersburg, Florida

T-bone car accidents are some of the most deadly auto accidents you can experience on the road. According to the National Transportation Highway Safety Administration, tens of thousands of people are injured from t-bone car accidents. Also known as broadside collisions, they can have long-lasting effects on your financial and physical health, especially if you weren’t at-fault for the incident.

Florida is a “no-fault” state, meaning you may be able to file a lawsuit against the driver that caused your accident, which can make fighting for compensation more difficult if you were injured.

Luckily, Hoag Law Firm, P.A., is here to help. Attorney Brian Hoag in St. Petersburg, Florida has profound knowledge of personal injury and car accident law, so he can help you pursue compensation so you won’t be stuck with paying for the accident that wasn’t even your fault.

Potential Costs of T-Bone Accidents in Florida

Medical Expenses

The most common injuries for t-bone accidents are as follows. Current sources put the average cost of recovery within these ranges:

  • Head/brain trauma: $33,000 to $80,000
  • Neck/back injuries: $10,000 to $100,000
  • Broken bones: $2,500 to $35,000

Keep in mind, these numbers are based solely on current data. These costs only take into account direct costs, such as emergency room visits, x-rays, casts, surgeries, and so on. You may need physical or cognitive therapy, equipment such as a wheelchair, or other things that require a constant financial commitment, which can and will add up drastically.

Vehicle Repairs

Depending on certain factors (such as the speed of the cars, angle of impact, age and value of the car, and more), you could be facing several thousand dollars in damages that need to be fixed. Even “older” cars can prove costly after you’ve left the auto shop.

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Lost Wages & Earning Capacity

Both lost wages and lost earning capacity have subtle yet important differences. Lost wages typically refers to the cost of wages that you weren’t able to earn up to the point of the lawsuit’s commencement; lost earning capacity reflects how much money you could have been earning in the future if you were never injured.

Non-Economic Costs

Though they don’t have a physical price tag, non-economic costs in Florida are defined as “pain, suffering, mental anguish, and inconvenience.” These intangible costs can include any of the following:

  • Mental anguish (fear, humiliation, depression, etc.)
  • Disfigurement (such as scarring and its personal and social effect on you)
  • Loss of life enjoyment (i.e. not being able to play with your children because of your injury/disability)
  • Loss of consortium (for the uninjured spouse’s loss of affection, intimacy, support, etc.)

Florida’s No-Fault Insurance Policy

If you’re injured in St. Petersburg, Tampa, Bradenton, Clear Water, Land O’ Lakes, or anywhere in Florida, you may have to seek financial recovery through your own insurers, regardless of who is at fault. This policy is referred to as the “no-fault auto insurance policy,” which means you must go through your own insurance to seek compensation instead of the other driver’s.

Because the state of Florida requires all drivers to keep a minimum $10,000 insurance policy for both personal injury and property damage, it is assumed that it’s enough to cover the costs of being involved in an accident. However, insurance may not completely cover your costs. This means you cannot file a claim against the other driver, even if it’s been proven they were at fault, although there is one exception.

When You Can Sue the Other Driver

In most cases, you are not able to take legal action against the driver because of Florida’s no-fault policy. The exception to this rule is if you were seriously injured and/or the expenses of your accident exceed the $10,000 of coverage that you’re required to have in Florida.

To find out if your case qualifies to file a lawsuit against the other driver, contact an experienced St. Petersburg car accident attorney to evaluate your case and discuss your options. 

Strategic Personal Injury Attorney

Since graduating and earning his Juris Doctorate & MBA from Stetson University in 2004, Attorney Brian Hoag has been dedicated to helping clients that have been injured or are in a dispute with their insurance company. If you have been involved in a t-bone or other car accident, he can help you fight for the compensation you deserve if Florida’s “no-fault” policy has kept you from doing so. Schedule a free consultation now.