Did you know robocalling about your debt is illegal? If you are getting robocalls, you should contact a debt collection harassment Tampa lawyer. A debt collection harassment attorney will put a stop to these debt collection robocalls.
What are Debt Collection Robocalls?
Simply put, a robocall is either use of an automatic dialer or an automated message. Robocalling takes several different forms.
- You answer the phone but there is a delay before a live person answers
- A recorded message responds when you answer the phone
- You get many calls over a short time period from debt collectors and creditors
These are all illegal, so stand up for your rights today.
Three Laws Protect You
Using robocalls or autodialing when collecting debts is common. However, two laws, the Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices (FCCPA) protect consumers from deceptive, abusive, or unfair debt collection.
The Telephone Consumer Protection Act (TCPA) also limits the use of robocall and autodialing. The only way a collection agency can use robocalling or autodialing is with your written permission. If you have not done so, the debt collection agencies are in violation of the law.
How Can an Attorney Help?
A qualified, experienced debt collection attorney at Hoag Law Firm will be able to help you build your case and put an end to your harassment. In some cases, you may be entitled to receive damages as high as $1,500 for each unauthorized call. Your debt collection Tampa attorney will contact each collection agency and put a stop to the calls. An attorney can help you renegotiate your debt, sometimes lowering the amount you owe, and will represent you in court as needed.
A debt collection harassment attorney knows the law and can help you get out from under your debt and those annoying phone calls.
Hopefully, you will never be in a position in which you need the legal services of a Tampa personal injury lawyer that specializes in debt collection harassment, but in the event that you do, please give Hoag Law Firm a call at (727) 231-5420 or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.