Workers’ Compensation: Do You Need a Construction Accident Attorney, St Petersburg?
It is not uncommon to sustain an injury while on the job, especially for those who work in the construction industry. Due to the dangerous nature of the industry, it is no surprise that about 20% of all worker fatalities that occurred in 2013 were in construction. While workers’ compensation acts to protect the livelihood of employees, there is by no means any guarantee that the compensation benefits a worker is entitled will be paid as expected. In any case involving a workers’ compensation claim, the guidance of a construction accident attorney St Petersburg can be extremely valuable.
Common Construction Injuries
Due to the inertly hazardous nature of the industry, construction accidents are much more common than in many other industries. In 2013 alone, over 800 construction workers were killed due to injuries sustained while working – over half of these fatalities were caused by what is known as the “fatal four” of the construction industry:
- Falls – accounting for over a third of construction worker fatalities in 2013, the Occupational Safety and Health Administration (OSHA) has previously stated that roughly 65% of construction workers commonly work atop scaffolds or other types of lifts, which leads to a much higher risk of injury or death due to a fall from a great height.
- Blunt Trauma – many tools and equipment utilized in the construction industry can weigh up to multiple tons, which adds to the risk of facing injury due to blunt trauma incurred the strike of an object encountered while on the job.
- Electrocutions – faulty wiring and other electrical problems encountered on work sites make it much easier to sustain an injury due to electrocution, which can cause debilitating injury or even death.
- Caught-in/between – commonly involving excavation work, “caught-in/between” hazards can lead to suffocation, drowning, or even fires or explosions. Workers who work with high-powered equipment also face the risk of bodily injury, which may lead to a life-long disability.
Though not as common, there are many other types of injuries that a construction work may sustain while working. In any circumstance involving a work-related injury, it is highly recommended to seek the services of a practicing construction accident attorney St Petersburg.
What is Workers’ Compensation?
Workers’ compensation is a form of insurance that invokes other established forms of insurance, such as disability, health, and life insurance. Workers’ compensation assists a worker injured on the job by replacing lost wages and offering medical benefits in lieu of surrendering the right to sue the employer for negligence leading to injury. Other elements of workers’ compensation are similar to disability insurance in that regular payments are made to the claimant in order to replace wages that the claimant otherwise could have earned if the injury had not occurred. Workers’ compensation may also offer reimbursement of any other financial losses that may have occurred as a result of the injury, such as medical expenses. In the unfortunate case of an injury leading to the death of an employee, workers’ compensation may instead pay benefits to the dependents of the employee, replacing life insurance as a method of financially assisting the surviving family members of the employee. Though all workers are entitled to workers’ compensation benefits in the case of an on-the-job injury, compensation benefits are still not guaranteed to receive the full benefits they deserve. In most workers’ compensation cases, those filing a workers’ compensation claim could benefit greatly from a construction accident attorney.
Hopefully, you will never be in a position in which you need the legal services of a construction accident attorney St Petersburg, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.