Why You Need an Auto Accident Lawyer
Accidents are beyond one’s control. It is a traumatizing experience and the last thing on your mind is to check for damages and file for an insurance claim. If an accident is fatal and if alcohol is involved, a driver under influence will be prosecuted by the court. Other accidents are dealt between insurance companies. These issues in the end are resolved in court.
What causes an accident?
A few accidents can be averted by a exerting a little caution. Probable causes can be generalized as:
Drowsiness: Sleep handicaps motor skills and judgment. Lack of sleep, long drives, medicines, and sometimes even a heavy meal can give you a ‘sleep attack’.
Distracted drivers. One minute is all it takes for you to lose control and skid off track.
- Speeding and driving aggressively: though we are reminded repeatedly to drive defensively and not offensively, sometimes we tend to overlook it. You have limited control over the circumstances and the conditions of the road.
- A driver who has had that ‘one’ drink that impaired his/ her better judgment.
The need-to-knows about auto accident claims
If you are at fault, you would need an out of court settlement. Property loss is the biggest loss in an auto accident. The vehicle may sustain heavy damage that is heavy on your pocket too.
It is solely dependent on an insurance company’s whim to either deem the car as total loss or pay for damages. In most cases, claims received barely cover the expenses incurred. There are other factors that can influence the court’s decision: ‘blame’ (whether it’s yours or another drivers’ fault); or no fault case (as in hit and run). If you sustained personal injury, the medical bills are covered by a separate health insurance policy.
There is an inflexible time window within which claims are to be made. The time limit is called “statute of limitation”, which differs from state to state.
When claiming auto accident insurance and fighting the court in case when two parties are involved, it is best to hire a car accident lawyer. This will save time and reduce mental stress.
Hopefully, you will never be in a position in which you need the legal services of a car accident lawyer, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.