When a Collection Harassment Attorney Is Needed
There are times when a person may begin to wonder if he or she needs to start looking into hiring the services of a collection harassment attorney. Maybe you’re feeling that you are being overtly harassed by a debt collector who seems to constantly call over and over again. Understanding the process of hiring a debt collection attorney can help you better understand your options.
There are laws that are set in place by Congress to control and regulate the debt collection practices of debt collectors. This is the fair debt collection practices act. Without this regulation, debt collectors would be able to contact you all hours of the day and night. They would have no restriction on what they could and could not say and would more likely than not cause unnecessary stress. The FDCPA helps consumers level the playing field in making sure that debt collectors are respectful in their efforts to collect a debt. Sometimes debt collectors go beyond what is allowed by law and this is when a collection harassment attorney is needed.
When a debt collector contacts someone who owes money, the collector must deal in a manner that represents fairness and truth. They must treat you with dignity and respect to the hours that they call. The truth, the matter is that most people do not wish to get behind in their bills are going to debt. The reality is that a lot of debt is incurred to unfortunate events or hard economic times. Sometimes there is a lapse in employment or a medical emergency that causes one to fall behind in their bills. Even if someone falls behind in their bills, it does not give the right to a debt collector to harass the debtor.
Sometimes debt collectors do fail to treat people with dignity and fairness. They may threaten people with illegal actions or bring false allegations against the victims. Sometimes they will go so far as to contact family members and reveal information about the debt that is illegal. In the debt collector is treating you unfairly or threatening you with actions that you’re not sure, illegal, but it is time to seek the counsel of service of a collection harassment attorney.
Hopefully, you will never be in a position in which you need the legal services of a debt collection harassment attorney, but in the event that you do, please give Hoag Law Firm a call at or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced Tampa personal injury attorney at your side, you can recover the largest possible settlement and get back to living your life.