Understanding Debt Collection in Saint Petersburg
Do debtors living in Saint Petersburg know their rights? What role does the debt collection harassment attorney in Saint Petersburg play in the debt collection process?
Debt collections laws
Getting behind bills is stressful for anyone. Besides personal struggles, one has to deal with harassment from debt collectors.
However, most debtors do not know the debt collection laws in place to protect them. As a debtor, one does not have to endure the harassing and degrading calls from debt collection companies. There are strict laws and regulations concerning debt collection laws in Saint Petersburg, as well as in the State of Florida, that creditors should follow. For instance, the debt collection agency should not use derogatory language while making phone calls to the debtor. The use of profanity is illegal.
Most people are unaware that the laws protect them from such injustices. Being unable to make payments on time does not warrant such behavior. Debtors facing a default should not be embarrassed or harassed by a debt collector in the debt collection process.
Debt collection harassment attorney in Saint Petersburg roles
It is the duty of the debt collection harassment attorney to ensure that the creditor abides by certain rules. The attorney helps negotiate for lower payoff amounts for their clients. In some cases, these attorneys will work with bankruptcy lawyers if the negotiations prove futile. Besides the standard services, the debt collection attorney can offer consultation services on topics such as debt collection laws, regulations, and what to look out for when a debt collector contacts you directly. If you have a debt collection attorney, creditors can be asked to call your attorney directly, which is one great benefit of hiring an attorney. No more harassing phone calls!
Hopefully, you will never be in a position in which you need the legal services of a Tampa personal injury lawyer that specializes in debt collection harassment, but in the event that you do, please give Hoag Law Firm a call at or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.