Tampa Debt Collection Harassment
If you live in the greater Tampa area and are on the receiving end of rude, obscene, or threatening phone calls about your debts, you should consider contacting a collection harassment Tampa lawyer.
Collection Harassment Tampa
Two laws, one federal and one state, protect you from putting up with debt collectors who try to annoy or frighten you over the phone. Illegal phone contact may contain one or all of the following situations:
• Pretending to be a government official
• Threatening violence
• Speaking to your employer except under limited conditions
• Contacting you between 9 p.m. and 8 a.m. without your permission
• Claiming to be an attorney
• Using profanities when speaking to you
• Communicating with you if you are represented by an attorney
What Can You Do?
If you are being harassed by a debt collector, submit your complaint to the CFPB online or by phone. Contacting your state Attorney General may also help. Follow this link to file a complaint in Florida.
Perhaps the most important step is to contact a debt harassment lawyer. A debt collection harassment attorney, like Brian Hoag, specializes in dealing with overly-aggressive debt collectors.
What Does a Collection Harassment Attorney Do?
The first action will be to contact the collection agency. Once this happens, the debt collection agency can no longer legal contact you. If they do, you may have a case for debt collection harassment.
The debt collection attorney can help you negotiate a repayment plan that may reduce the amount you owe. If the harassment continues, you may also be able to sue in court for attorney’s fees and damages.
What Do I Need To Do?
First, write down the date, time and conversation you had with the debt collection agency. Any information may be important to your case. Then discuss it with your attorney. Once you have secured the services of a debt collection harassment attorney, all you have to do is tell the caller that your lawyer will be in contact with them. Make sure you give that information to your attorney.
Hopefully, you will never be in a position in which you need the legal services of a Tampa personal injury lawyer that specializes in debt collection harassment, but in the event that you do, please give Hoag Law Firm a call at or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.