Stopping Debt Collection Harassment in Tampa
A collection harassment attorney in Tampa would point to three laws that protect debtors from debt harassment. The three rules are as follows:
1. The Telephone Consumer Protection Act: This act allows one to request being put on the “do not call” list. This law is primarily to prevent telemarketing calls.
2. The Fair Debt Collection Practices Act: This is a law that has been enacted throughout the United States. The debtor is protected from unfair practices in debt collection such as creditors threatening assault, police arrest, asset freezing, use of untrue allegations, and manipulating the debtor into paying.
3. The Florida Consumer Collections Practices Act: This is similar to The Fair Debt Collection Practices Act and just expands on the rights of those in Florida to not permit intimidation techniques, calls to the employer, and unjust, gross exaggerations.
These collection laws in Tampa have had to come into play because so many people have requested debt harassment attorney help in the Tampa Bay area. It is the right of the debtor not to harassed by debt collectors. This is particularly the case because most debtors intend to pay back their creditors, but are in a situation where they have no financial recourse at the moment to begin to do so. That is why there are laws that are put in place to prevent undue stress on the debtor while arrangements are put into place to garner the funds. Debtors and creditors both know that it is not right for debts to go unpaid, and the law is definitely on the side of businesses. This perpetuates a moral and just society. However, it is also right that the debtors have some legal rights in the situation as well. If you feel that you are being harassed, it is smart to contact an attorney that is familiar with debt collection laws and can work to reduce undue stress caused by illegal collection tactics.
Hopefully, you will never be in a position in which you need the legal services of a Tampa personal injury lawyer that specializes in debt collection harassment, but in the event that you do, please give Hoag Law Firm a call at or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.