Navigating Uber & Lyft Accidents

Over the years, rideshare services have transformed the way we commute. In the United States, Uber completes nearly 40 million rides per month. Ridesharing companies such as Lyft and Uber have disrupted the traditional taxi means of commuting by making use of technology and providing quality services. However, despite the ease of using Uber, Lyft, or delivery services, accidents do happen.

If you or a loved one were hurt in an accident involving an Uber/Lyft or delivery service, you may be eligible to pursue compensation for your injuries. The Hoag Law Firm offers experienced personal injury guidance and can educate you on what to do after a rideshare accident. Attorney Brian Hoag can fight passionately to protect your rights and help you recover your rightful compensation for your injuries and damages.

Hoag Law Firm is proud to serve accident victims throughout Tampa, Florida, and the surrounding communities of St. Petersburg, Bradenton, and Clearwater.

Florida Laws

Florida is a “no-fault” coverage state. Therefore, it's generally not necessary to establish liability. Regardless of who was at fault for the accident, both parties will turn to their auto insurance policies to make claims.

Statute of Limitations

According to Florida law, an injury claim arising from any type of auto accident or personal injury case, including rideshare accidents, must be filed within four years of the accident occurring.

What Are Your Rights?

If you or a loved one were involved in a rideshare or delivery service accident, you are within your rights to:

Sue the Rideshare/Delivery Company

You can recover damages for your injuries by filing an injury claim or a lawsuit against the rideshare or delivery company. However, the company itself may have very limited liability since the drivers are independent contractors and required to cover their own insurance. Nonetheless, you can still recover damages by establishing vicarious liability.

Vicarious liability requires the plaintiff to prove that the at-fault driver was acting within the course and scope of their employment when the accident occurred. For example, if a pizza delivery driver causes an accident while rushing to deliver a pizza order for his employer, vicarious liability may apply.

Sue the Driver

Another option is to sue the at-fault driver. However, in Florida, you can only sue a driver if damages exceed $10,000 or if you suffered permanent damages.


Rideshare and delivery drivers in Florida are required to carry insurance. However, the coverage is usually supplemented by the rideshare company in case damages exceed what is covered in the driver's policy. Here's a breakdown of when Uber/Lyft drivers are covered with insurance.

  • When the app is offline, it would be like any other accident. The driver's insurance will be in effect.
  • When the app is online and looking for pick-ups, Uber/Lyft covers up to $50,000 per person for injuries, $100,000 per accident, and $25,000 for property damages.
  • When the app is online with a passenger, the rideshare company covers up to $1 Million in third-party liability and up to $1 million in uninsured or underinsured motorist coverage.

What Should You Do?

If you are involved in an accident with an Uber or Lyft driver, food or delivery service you should:

  • Seek immediate medical treatment for your injuries.
  • Report the accident to the police or law enforcement agencies.
  • Gather necessary information such as driver's name, telephone number, address, witness statements, accident scene pictures, and driver's insurance information.
  • Get copies of all documentation, including the police report, medical report, medical expenses, medical treatments, and doctor's appointments.
  • Hire an experienced personal injury attorney to help you file injury claims or negotiate a settlement with the insurance provider.

How Legal Counsel in Florida Can Help

Being involved in a rideshare accident can be both confusing and overwhelming. The complicated rules of liability can make everything more stressful. Hiring a knowledgeable Uber or Lyft rideshare auto accident attorney is crucial to protecting your rights and pursuing fair compensation for your injuries.

Attorney Brian Hoag is well-experienced in the nuances of rideshare and delivery service statutes in Florida. As your legal counsel, he can review your case, conduct a comprehensive investigation, and determine if you are eligible to file an injury claim.

Using his hands-on approach, he will determine whether to file against the driver, the driver's insurer, rideshare, or delivery company's insurer, or any other liable party. He will fight compassionately to protect your rights and negotiate a fair settlement for your injury and damages.

Hire an Experienced Personal Injury Attorney in Tampa, Florida Today

If you or a loved one were injured in an accident involving Uber, Lyft, or delivery service, you are within your rights to pursue compensation. Call the Hoag Law Firm today to schedule a free one-on-one case evaluation. Attorney Brian Hoag can offer you the detailed legal guidance you need and help you recover your rightful compensation. He is proud to serve clients across Tampa, St. Petersburg, Bradenton, and Clearwater, Florida.

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