Insurance Company Bad Faith

You need to file an insurance claim. But insurance companies are not always on your side, especially after a wide-scale disaster. Bad faith is an issue that the courts take seriously. What does insurance company bad faith look like?

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Insurance Company Bad Faith

You pay for insurance and expect the insurance company to deal with you in good faith. Good faith means that the insurance company will be fair, open and honest. Bad faith is when your insurance company denies valid claims without legitimate explanation. They may delay claims procedures, offer unfair settlements or deny valid claims altogether. 

Regardless of what advertisements say, insurance companies are in the business of making money for investors. If you have a big claim or your insurance company habitually denies claims, you may need help getting your insurance company to pay.

Identifying Insurance Company Bad Faith

You may have a case for a bad faith claim if you have experienced any of the following:

  • Unreasonable requests of the claimant designed to interfere with claim
  • Denial of claim on unjust grounds
  • Unreasonable delays when investigating/responding to claims
  • Careless claims investigation
  • Unreasonable explanations/interpretations of the policy terms
  • Lack of communication
  • Unreasonable offers of settlement

You are always welcome to submit a free case evaluation if you feel your insurance company is acting in bad faith. You may be eligible for up to three times the insurance benefit amount plus interest, attorney fees and costs, punitive damages, and more.

Homeowner’s Policies and Hurricanes

Some hurricane damage to your home or car should be covered by your homeowner’s or auto policy. In most cases, wind damage is covered. However, in Florida, policies can exclude hurricane damage. You can purchase hurricane damage policies at higher, separate deductibles.

Unless you have flood insurance, damage from flood water won’t be covered. Your auto insurance may cover your car if you had comprehensive coverage.

Make sure you take photos of any damage. Your insurance company should compensate you for damage caused by wind, such as broken windows, damaged roofs, and fallen trees. Insurance companies are expecting massive payouts for the recent hurricane season. Be on the lookout for bad faith.

About Brian Hoag

Hopefully, you will  need the legal services of a Tampa personal injury lawyer. If you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement. You’ll love getting back to your life.


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