Insurance Claims Attorney Hillsborough County
If you thought that seeking insurance is your right when you go through varied problems in life as a regular payer of premiums then you may be in for a shock very soon. The fine print in the agreement you have signed without bothering to read has terms and conditions written as per statuary regulations outlined in the back.
Insurance companies are notorious about wriggling out from honoring policies using legalese in home insurance, car insurance, life insurance, and several other precautions that cautious customers take for protecting important assets. If you feel that a policy taken in good faith to protect you home, life or other assets then has not been honored then it is best to take assistance of lawyer who can help you file a case in court and get rightful compensation.
You can take the help of insurance claims attorney Hillsborough County to help you out in the following situations.
Denial of full claimed amount – Whenever you are seeking claim for hospital treatment, vehicular accident, damage to house and property due to natural calamities, you would seek maximum payout and insurance company would be willing to pay as little as possible. Sometimes even though you make a decent payout for coverage, the insurance can try to cheat you out of it to protect itself from similar claims by others. If you live in a state which has public adjusters paid by state, then they can be helpful in getting your claim settlement paid out in an amicable manner.
Settlement without litigation – Sometimes insurance firms are quick to negotiate if they see that you have powerful backing of a good lawyer and would like to avoid litigation through following ways.
- Mediation is when a third party seeks to find a resolution to the problem by negotiating for a mutually agreeable settlement in a voluntary manner.
- Arbitration is a more binding procedure and is brokered by government appointed attorney-cum-arbitrator that listens to both parties and dictates a result to sort the issue based on the terms of agreement in the deed.
- Appraisal process is used to resolve disputes about insured loss amount which may not have any relation to actual cost of property or estate. Depending on the appraiser and umpire selected to sort the dispute, the case can be sorted or quickly or take a long time.
Cost of insurance lawyers – This depends on type of insurance claims lawyer you have hired for the litigation, which can either be under contingent fee agreement or an hourly fees lawyer. While the contingency lawyer will take his fees as a fixed percentage out of the settlement once you win the case, the hourly lawyer will charge you for every discussion and meeting he/she carried out on your behalf. Litigation costs of insurance claims can vary from case to case basis and depends on dispute complexity.
Hopefully, you will never be in a position in which you need the legal services of an insurance claims attorney Hillsborough County, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.