An Effective Way to Stop Harassment from Debt Collectors

Paying bills is a part of life. Unexpected bills such as hospital bills can crop up and leave you behind on funds. Sometimes these events can have a snowball effect. It is quite easy for average Americans to get behind one even a couple of months on outstanding balances.

Once a bill is behind a few months the primary business will usually move the account to collections. This is where the potential harassment can start. Companies may refer customers with unpaid balances to a third-party collection agency. These companies can sometimes use aggressive and unethical tactics to threaten the unfortunate person owing the debt. Some of those tactics include repeated phone calls at all hours of the day and night.

Sometimes these collection agencies will contact and harass friends and family to try to collect the debt. In many cases, these practices can be overwhelming and leave people feeling nervous and afraid. There is no need to let this harassment continue to control your life. This is the time to seek legal counsel to get rid of those unethical collection practices.

It may be time to hire a debt collection harassment attorney. A debt collection harassment attorney is specially trained to deal with collection agencies. They can use legal remedies stop the calls and the threatening letters. For a piece of mind, this type of service can be very necessary and well-welcomed.

A collection harassment lawyer will work closely with you to analyze your situation and come up with a plan to satisfy the companies and stop the aggressive tactics. This will give the consumer a chance to breathe and to act on a plan to repay the debt. In some cases, the attorney will be able to convince the original company to settle the debt for a considerably less amount of money. Other times, the attorney will be able to guide you towards debt consolidation. This method is a way to lump all of your debt into one sum and make timely payment to catch up on the amount you owe.

A good attorney, well-versed on the Fair Debt Collection Practices Act, will guide you through all of the red tape and take most of the stress off of you so that you can focus on repaying your debts and getting back to normal. Be sure and select an attorney that has the proper accreditation and is licensed in your state. It is worth your piece of mind and will allow you to sleep better at night knowing that the stress is gone.

Hopefully, you will never be in a position in which you need the legal services of a debt collection harassment attorney, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced Tampa personal injury attorney at your side, you can recover the largest possible settlement and get back to living your life.


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