Don’t Hesitate to Call a Debt Harassment Attorney
If you owe money to a company, then you are already likely to be feeling some pressure to pay this money back as quickly as possible. If you have fallen behind on the debt and the company has employed debt collectors on their behalf, then this can increase the pressure considerably. Debt collectors can be quite aggressive when attempting to collect a debt, however, they cross the line when they use illegal tactics in their collection processes. The Fair Debt Collection Practices Act regulates the actions of these debt collectors to ensure that you have certain rights protected and that debt collectors act within the law to collect on the debt. Don’t wait to call a debt harassment attorney. The quicker you call; the better an attorney will be able to assist you with protecting your rights.
If you believe that a debt collector is not adhering to these federal debt collection laws, then you should contact a debt harassment attorney as soon as possible. A debt collection attorney will be able to take action on your behalf if any laws have been broken and collection of the debt. If you are being harassed by collectors, then you are well within your rights to file a lawsuit. An attorney can investigate whether the debt collectors are following the guidelines set forth by the Federal Debt Collection Practices Act. If an attorney finds that there is good cause to file a lawsuit, he or she can represent you and may help ease some of the financial pressure on you and your family if the lawsuit is successful.
There are many techniques that debt collectors may use to try to get you to pay your debt. Not all of them are legal. However, not all of them are illegal. There are certain guidelines regarding the times of day that they can call you and they cannot call you constantly with the intention of harassing you. The law may prevent them from contacting members of your family or friends. A qualified debt collection attorney can look at all the facts and give you advice based on their years of experience. The fair debt collection act was put into place so that consumers would not have to undergo harassment. Collectors are legally obliged to comply with the law, or they can face a fine. In some cases, this fine can exceed the amount of your debt and results in a payment to you. Every case is different, so it is important to contact a debt harassment attorney, like Hoag Law Firm, for specific advice on your particular situation.
Currently, there are a number of scams involving callers claiming to be debt collectors and trying to get you to pay money that you don’t actually owe. In some of these cases, it may be a legitimate old debt that has passed its expiration. Most debts will be covered by a statute of limitations. If too much time has passed, you may no longer be legally responsible for payment of the debt. If you receive a phone call from someone claiming to be a debt collector who is asking you to pay a debt that you do not recognize, then you may want to contact a debt harassment attorney for advice.
Sometimes, intentionally or not, debt collectors will try to chase you for money that is owed by someone else sharing the same name as you. This can be a legitimate case of mistaken identity, a result of identity theft, or a scam artists attempting to collect a debt that was never of. Again, the best course of action is to contact a debt collection attorney like Brian Hoag of Hoag Law Firm for advice.
If you think you or a family member have been the victim of any type of harassment from a debt collector, then you should not hesitate to contact an attorney at Hoag Law Firm. If the collector is not sticking to the Fair Debt Collection Practices Act, contact attorney Brian Hoag. If you are successful in winning your case, then the debt collector may have to pay your legal costs, as well as paying a fine. In some cases, the amount may exceed the amount you owe and possibly wipe out your debt completely. Not sticking to debt collection laws can have serious consequences for the collection company, so it something that should not be ignored.
Hopefully, you will never be in a position in which you need the legal services of a debt collection harassment attorney, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced Tampa personal injury attorney at your side, you can recover the largest possible settlement and get back to living your life.