Contacting a Debt Harassment Lawyer in Saint Petersburg
Debt is a part of life for many Americans. In fact, in the past decade, U.S. debt has increased by 11 percent. Among households with credit card debt, the average is a whopping $16,061. Households with any debt, including mortgages, owe an average of $132,529. With so much debt in the U.S., debt collection is naturally a big business. However, laws exist in the U.S. to protect consumers from abusive practices, specifically the Fair Debt Collection Act. Individuals in the Saint Petersburg area who feel their rights have been violated may benefit by contacting a debt harassment lawyer in Saint Petersburg for a fair evaluation of their situation.
If you have experienced a violation of the Fair Debt Collection Act, Saint Petersburg, a debt harassment lawyer can help. You may be award damages and injunctions if a court finds abusive or deceptive practices have occurred. You should be aware that the following abusive practices are illegal for debt collectors:
- threatening violence
- using profanity or offensive language
- making false accusations
- using the telephone to harass by calling repeatedly or at inconvenient times, such as late night or early morning
- calling a consumer’s workplace with specific permission in writing
These fraudulent practices are also illegal:
- using a false identity or company name
- making false claims about the amount of debt or its judicial status
- making false claims that consumers will be arrested for failure to pay a debt
- giving false information about consumers to others
If you think that a debt collector has engaged in any of the practices that violate the Fair Debt Collection Act, Brian Hoag, a Saint Petersburg debt collection attorney, may be able to take legal action on your behalf. Debt harassment lawyers in Saint Petersburg are experienced in dealing with debt collectors, and they are experts in getting clients relief and compensation when abusive practices have occurred.
Hopefully, you will never be in a position in which you need the legal services of a Tampa personal injury lawyer that specializes in debt collection harassment, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.