Choosing A Debt Collection Harassment Attorney
If you are being harassed by a collection company and just want the harassing phone calls and letters to stop, a debt collection harassment attorney can help you put an end to the calls and to negotiate with the agency on your behalf.
Finding an Attorney
Hiring an attorney can help you, but you need to find the correct attorney to best represent you. You can find a good lawyer in several ways. Contact the Florida State Barto make sure your lawyer is in good standing and has the experience; if you have a relationship with another lawyer, ask them for recommendations; ask friends and family; and finally, look at the about me pages on each lawyer’s website.
Find out how much experience your attorney has with debt collection harassment. You can call the Florida State Bar for a list of attorneys in the Greater Tampa Bay area who practice debt collection harassment law.
The initial consultation is generally free. During this meeting, you should ask if the lawyer if s/he charges a flat fee; by the hour; or by the result. If charging by the hour, find out if there is a limit or cap to the amount you will be billed. Sometimes, attorney’s fees can be included in a settlement. You should also find out if there is a retainer. This is a down payment toward your final fees. You should also discuss payment options and any other expenses, such as court fees.
What to Bring to Your First Meeting
Bring with you all paperwork, including emails, related to your case. If you have documentation of when and what types of phone calls you have received, bring that as well. The more proof of harassment, the stronger your case will be. Your attorney will want to know how old the debt is, what happened to cause the debt, and if there is a possible settlement, what is the maximum amount that you are willing to pay your creditor.
What to Expect
Most importantly, your debt collection harassment attorney should keep in regular communication with you. You should know where your case is, what is happening between your creditor and your attorney, and where to expect the case to go. If you are asked for additional paperwork, you should provide it to your attorney as soon as possible. You should also let your attorney know if you have any contact with the collection agency. If the case goes to trial, your attorney will help you prepare for the deposition and trial.
Hopefully, you will never be in a position in which you need the legal services of a Tampa personal injury lawyer that specializes in debt collection harassment, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.