Are You Experiencing Debt Collection Harassment?
Debt collectors are persistent in trying to collect debts. It’s their job. If you have past due debts and are having difficulty paying your bills, some of your debts may have been referred to a collection agency for collection. They will do their best to get you to pay that bill. That’s how they get paid. If you haven’t already, soon you will start to receive collection calls, collection letters and possibly even email contacts. Keep track of all of these contacts. They may be evidence for you if a case is brought. Debt collectors collecting money can be quite intimidating.
However, there are legal limitations as to what debt collectors can do in furtherance of this collection goal. These legal limitations are there to prevent harassment while they are trying to obtain payments from you. Some of these limitations include time of day for telephone calls, limitations on mail and email contacts, the disclosure of information, privacy and job and acquaintances contact restrictions.
If you believe that you are being harassed in this collection process, you may want to consider calling a Debt Collection Harassment Attorney. A debt collection harassment attorney knows your rights and the debt collector’s legal obligations and limitations in pursuing your debt. Each year new obligations and limitations may be legislated and enacted to protect your rights. Your debt collector harassment attorney keeps up to date to ensure that a debt collector operates within the confines of the law. A debt collector harassment attorney may even be able to negotiate for you with the debt collector for payment schedules, minimum payments, reduced amounts and in rare cases, even cancellation of the debt.
Hopefully, you will never be in a position in which you need the legal services of a Tampa personal injury lawyer that specializes in debt collection harassment, but in the event that you do, please give Hoag Law Firm a call or complete your online Free Case Evaluation. A free consultation can help you understand your rights. With honest advice and an experienced attorney at your side, you can recover the largest possible settlement and get back to living your life.